How to fund your perfect retirement
How to fund your perfect retirement
How to fund your perfect retirement even if you have no savings, pension and do not own your own home.
This is a guide to reducing your expenditure and massively increasing your wealth.
In a few months you could be living a completely different life. There are two ways of increasing your wealth; you can save money by reducing your expenditure or if that does not give you sufficient money to fund your dream retirement you can significantly increase your income by setting up a simple, proven and lucrative part-time business. It is not difficult or expensive and you do not need prior business experience just a few hours a week and a computer.
I write and market information products. Once a book is written you only have to set up a website and joint venture with other appropriate business partners who advertise and sell the books for you. The friend who gave me the idea for this book used some of the money they saved by reducing their expenditure to set up their own business run from their own home using just a laptop. They work for just a few hours a week and the extra income enables them to travel all over the world and they take their laptop with them. That’s all they need. Can you think of anything more perfect, I can’t?
Now is the perfect time to start your own business. In the last year nearly 244,000 people started their own business ventures in the UK (StartUp Britain). My business cost about £260 to set up. When I have enough money I can invest in buy to let properties or other simple businesses’ I can run from home. You use assets from your current business or savings from reducing your expenditure to fund other home based businesses’. You use money from one project to fund your next project. It’s not rocket science, just common sense.
If you set up one or more passive income businesses’ were your income is not dependent on your personal efforts your income potential is in effect unlimited. Once I have written a book, set up a website, automated my sales and recruited joint venture or affiliate partners I can live any ware in the world and receive a good income. I could just lie on the beach all day and check my income weekly. The more books I write the higher my income. Not a bad life.
OK you have reduced your expenditure freeing up some cash to start your first business. You need a business that suits your circumstances, budget, personality, experience and strengths. You also need a gatekeeper. What is a gatekeeper? Someone who looks after your interests. Without a gatekeeper you will waste a great deal of time, effort and money. There are people out there who will gladly cheat you out of hundreds if not thousands of pounds of your hard-earned cash. A gatekeeper will save you time, money and heartache by vetting businesses’ opportunities and only recommending viable, proven, independently tested and suitable businesses’ ventures for your consideration.
The other day I received a letter from a man called Guy Cohen. Mr Cohen is a well-respected stock market guru and runs forex and market trading courses that cost thousands of pounds to attend. He received a letter challenging him to provide a system that could produce profits of £2000 to £3000 a month for a small outlay using a standard computer was simple and easy to set up and run and could be undertaken in a few minutes a day. Now that is a big ask has most forex or market traders require years of effort, experience and expense before they achieve success. They also require large trading banks and I am talking serious money, hundreds of thousands of pounds for serious players.
Mr Cohen took up the challenge and produced a simple system called Turnaround Trader. It sells for £197 and includes an instructional booklet explaining the system. Mr Cohen provides a regular list of trades so you do not require years of costly experience or courses for the system to work you just select your options from the list emailed to you on a regular basis. Now so far I liked this system and I believe it could work but then it gets silly.
Mr Cohen implies that you can make an income of £2000 to £3000 a month using a trading bank of £250 and you can’t. If you made a profit of £2000 a month that represents a return of 800% a month! Does that sound achievable or even sensible? A buy to let achieves an average return of 12% to 14% a year. If you could generate an 800% a month return forex trading everyone in the country would be doing it and I would be first in the line. You can make a steady profit using this system but you need a trading bank of several thousand pounds minimum to do so.
So is Turnaround Trader a con? I looked for reviews online and found many experienced Forex traders did not rate the business opportunity at all. Strangely though none of these traders had actually purchased and used the system. Digging further I found that many people who had purchased the system and actually used it did make money. However none of these reviews stated the size of their trading banks, which was crucial, and none denoted how long it took them to achieve a modest profit.
Many people who run these schemes encourage others to leave them positive reviews. If you had joint ventured with Mr Cohen to sell Turnaround Trader on your website it is in your best interest to leave a positive review. The only way to eliminate the possibility of being conned and wasting your every business opportunity using an impartial business opportunity review website.
These websites purchase business opportunity systems and packages and pass them to experts in the field to independently test and review the system. Turnaround Trader was independently assessed by a Forex expert over a period of several months and the conclusion was it did make money providing your trading bank was large enough – several thousand pounds minimum. You did not need a lot of experience or tuition to use the system and you could make money in 30 minutes a day.
I actually liked the idea of a small initial trading bank whilst you gained experience of the system. Once you were confident the system worked you could increase your trading bank. It as many things going for it but you cannot make £2000 to £3000 a month profit from a £250 trading bank and I don’t like being lied to so I personally would give this opportunity a miss.
I deliberately chose Turnaround Trader as an example because it is very difficult to decide if the business opportunity is genuine. There are thousands of business opportunities available and 71% of them don’t work. Yes 71.8% of people request a refund after purchasing and trying a business opportunity and in 26.5% of cases they cannot get a refund! They have wasted their time, money and effort.
Worse still you cannot judge from the individual marketing material if the business opportunity is genuine or not. Good websites advertise rubbish products and sometimes poor websites advertise and market wonderful business opportunities. But which is which? It would take you hundreds of hours to search and evaluate decent, honest and effective business opportunities. The businesses’ that fit your criteria, your available finance, time, ability and interests. The businesses’ that will make you money and change your life. Fortunately you don’t have to because I have already done it for you.
‘Unlimited Income – UK Home Business Directory’ lists over 130 simple, lucrative, tested and proven home business opportunities. All of these business systems have been independently and extensively tested by experts in their chosen fields. Some were tested over a period of up to a year. All were found to be simple to run, represented very good value for money, were appropriate for people with little or no previous experience, most required only limited capital to set up and run and all were proven capable of generating a good return on your investment.
Hundreds of hours of research were required to identify these business opportunities. They represent the very best of the best businesses’ time and money is to check out opportunities identified by business opportunity comparison web sites. These sites extensively and independently test individual home business systems using experts to test and comment on each business system. Only the very best, proven and recommended systems are included in the ‘Unlimited Income – UK Home Business Directory’.
These systems work. By weeding out and eliminating the ineffective, unprofitable, time-wasting and downright money grabbing systems and selecting only the very best, simple, profitable and effective home businesses’ we have illiminated your greatest obstacle to financial success. You have the key to achieving all of your retirement goals.
‘Unlimited Income – UK Home Business Directory’ is not just a directory of home business opportunities it contains a simple 5 step plan to enable you to identify, cost and finance your retirement ambitions. All of your retirement dreams can be identified and achieved by using this simple 5 step system.
EVERYTHING YOU DESIRE IN LIFE CAN BE ACHIEVED.
You reduce your expenditure and increase your income and it is simple, proven, effective and possible. You just need a few pounds to purchase a home business that matches your finances, experience, personality, interests and available time. Many businesses’ take only a few hours a week to run, some take only a few minutes a day. All are suitable for novices and full support is readily available from the organizers or suppliers of the system. All the businesses’ recommended provide full support and information by email, online or telephone. If they did not they would not pass our stringent criteria for inclusion in the Directory.
The Directory splits business opportunities into eight different categories:
- Forex and Stock Market Trading
- Betting Systems
- The Property Market
- Copy-writing, Blogging and Publishing
- Online Marketing and Trading
- Selling on eBay and Amazon
- Affiliate Marketing
- Miscellaneous Business Opportunities
Each business category is described and explained at the start of each section.
Every business system is briefly described by business category, product name, were to buy, author and cost. A simple description of the business helps you to understand how the business is run and what you get for your money. Finally, you are directed to a source of a comprehensive and independent review of the system – including comments and feedback from actual and potential users of the system. In this way you can easily, quickly and simply identify which business category and individual business opportunities are suitable for your budget, ambitions, personality, experience and time restraints. This will save you hundreds of hours of research, frustration, expense and heartache.
The Miscellaneous Business Opportunities section outlines four different ways to set up or sell your own services, six ways to make a substantial income from your home, garden, garage and even your motor vehicle, how to obtain freelance work, set up a franchise and details of hundreds of additional business opportunities and business start-ups.
‘Unlimited Income – UK Home Business Directory’ provides you with hundreds of home business opportunities, ideas and suggestions. Even if you have never considered running your own business before or have little or no business experience you will find an opportunity that suits your needs in this directory. I have just come across a horse race tipster services that shows a consistent ROI of 38.46% over the nine months it was reviewed. That gave a £4114 profit using a £1000 betting bank
Here are some examples of business opportunities mentioned in the manual:
- A forex system that gives you a £630 monthly profit using a £1000 investment bank. A ROI of 63.5%
- A second forex system that returned an average profit of £234 a week over a six month period.
- A tipster service that produced an excellent ROI of 25.71%. The betting bank increased from £1000 to £3005 in the first three months of the review. That’s over £668 a month in pure profits.
- Property can be very rewarding. I have just watched a TV programme showing a young couple who bought a property at auction, spent 3 weeks renovating it and made a profit of £75000. Not bad for 3 weeks work.
- You can make a good income selling books. You don’t even have to write your own books you can sell other peoples literary creations. I write and self-publish my own books. Phil Gosling mentored me. Phil lives in a mansion that backs onto a golf course. He spends most of his time traveling in his large RV. Well he is a multi-millionaire. He is living proof that you can make a small fortune writing and selling information products online. One of the guys on Phil’s course wrote a pamphlet on reducing your carbon footprint. He made £37000 from that pamphlet and used it to fund a luxury world cruise.
- Selling products and services online can be lucrative and fun. I particularly loved the idea of selling embarrassing products online. Well how do you feel walking into a chemists and asking the young lady for incontinence or sex related products? I buy loads of stuff online because I can source the cheapest products and I don’t have the hassle of going to the shops.
- You can make £4250 a year tax free by renting out a room but did you know you can rent out your attic, garage or shed for storage, your drive as a car park or your garden as a mini camp site. You can rent your home to a TV or film company or even has a holiday home. Why not hire out your car? Yes you can do that.
- Just need a good investment for your money. You can make 12% a year investing in airport parking, 10% investing in hotel accommodation and 9% from bridging loans and person to person lending. All with very little risk.
So what are the advantages of investing in your own copies of ‘Unlimited Income – UK Home Business Directory’ and ‘Combined Charities Money Savers Manual’?
The systems and techniques are simple and easy to understand. By keeping, it simple and jargon free you can follow the simple instructions and save money by doing it yourself. No need to seek out and pay for expensive financial advice.
- Comprehensive. Everything in one place. Avoids hours of seeking for the right information, it is at your fingertips. Covers practically all your regular and non-regular expenditure and so increases your potential savings giving you more money.
- Quick. You can save money very quickly and reap the benefits in weeks rather than years.
- Enables you to save up to a third of the cost of your household expenses by purchasing products and services that represent better value for money which increases your disposable income. Lower costs mean more money in your pocket.
- Enables you to increase your wealth after retiring and avoids the ‘poverty trap’ caused by insufficient investment earlier in life. Thereby enabling you to fund your retirement dreams, increases your happiness, decreases stress and helps to improve your health.
- No risk. Both manuals are covered by our full money back guarantee. You cannot lose any money and your potential savings are massive.
- The money saved by decreasing your expenses can be used to fund money making business ventures thereby increasing your wealth and the ability to fund your retirement ambitions.
- Enables you to increase your income by taking up a simple, proven business opportunity that can be undertaken from your home. There is no limit to the amount of money you can generate from running one or more passive income businesses’.
- The business opportunities recommended will be personally vetted by myself and people I trust and only those proved to be genuine, with a viable and verified record of success, simple to run and inexpensive to set up and operate will be recommended. You will therefore avoid the biggest problem with setting up your own business, you avoid getting scammed. You will only be recommended business opportunities that genuinely work and have a successful record of generating a viable income.
- A wide variety of business opportunities will be offered to enable you to select the most appropriate business for your personality, experience, financial resources, personal ambitions and goals. This will enable you to optimize your chances of success by matching a business opportunity to your personal strengths, interests and goals.
- Support charities worldwide. Every manual sold raises funds for UK charities. By benefiting yourself you also benefit some of the most disadvantages and vulnerable individuals on earth.
- We may offer you money saving and holiday discounts, books and information to enhance your retirement, improve your health, well being and generally improve your life. We will not bombard you with offers and emails, just one or two suggestions of the best of the best every few weeks and you can opt out anytime.
The systems outlined above are based on common sense and experience. They will not make you a millionaire overnight, although I know of several people who have achieved millionaire status by using these systems. They outline very simple, proven and reliable ways to massively increasing your wealth. It will utterly change your life. My father told me that in order to seize an opportunity you need to recognize it. This is your opportunity, your chance to change your life and the life of those you care for. You have nothing to lose and everything in this world to gain.
How to turn a small £200 investment into a £48000 a year business in less than two years.
If you want to achieve a truly wonderful retirement you should aim to create an additional income of around £48000 a year. Not possible – actually it’s easy. All you need to do is apply a few of the great money saving techniques from your copy of ‘Combined Charities Money Savers Manual’. Just put aside a few hundred pounds to invest in a lucrative home business and use the rest of your savings to enjoy yourself.
The secret to building a profitable business is to continuously reinvest your profits back into the business. All you need is a business that consistently returns a profit or Return On Investment (ROI) of 25.7% or more a month and in less than two years your business profits will be in excess of £48000 a year. Now several of the betting and tipster services described in ‘Unlimited Income – Home Business Directory’ show consistent return of over 25% ROI. In fact the top horse tipping service showed a ROI of 40.1% over the 11 months it was reviewed and the second best tipping service gave a 25.7% ROI over the three months it was independently reviewed. So if you invested just £200 in the second best horse tipster service you could achieve an income of £48000 a year after 24 months.
Now I actually prefer Forex trading. The best Forex trading system gave a ROI of 63.5%, whilst the second best system achieved a ROI of 58.5%. Another recommended system increased their bank from £1000 to £4137.46 in just less than 3 months. A profit of £3137 or £1140 a month – (the review lasted 2.75 months). Clearly a ROI of 25.7% is easily achievable with many of the home business opportunities described in ‘Unlimited Income – Home Business Directory’.
The higher your initial investment the sooner you reach your target. Start with £500 and it takes 20 moths to achieve your £48000 a year target. But invest £1000 and it takes just 17 months.
I believe that an additional income of £48000 a year is achievable within two years starting with an initial investment of £200. I challenge you to make this your goal. Are you up for it? What have you got to lose, if you only increase your income by £20000 a year you can achieve a lot with £20000. Aim for the stars. If you only get to the moon at least you got 384400 km further than most people ever will. You have no idea what you can achieve until you try.
You can order your copy of ‘Unlimited Income-UK Home business Directory’ from Lulu.com. Just go to www.lulu.com, click on ‘Shop’ and input the title of the book ‘Unlimited Income-UK Home Business Directory’.
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For a minuscule investment of just £13.56 plus £2.99 post & packing you can start your own simply, profitable, proven and lucrative home based business.
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Combining ‘Unlimited Income – UK Home Business Directory’ with your copy of the ‘Money Savers Manual’ will enable you to massively increase your income using proven, tested, lucrative and simply home business opportunities. Decreasing your expenditure and increasing your income will put untold thousands of pounds in your pocket every year for life using simple, proven and effective techniques that have stood the test of time. A few months from now you could be living a life of luxury, happiness and contentment.
These workbooks are currently only available whilst stocks last. Demand will be massive and stocks are limited. If you do not act NOW, it will too late. Secure your copies today or spend the rest of your life in regret!
You can save thousands of pounds a year, every year for life yet ‘Combined Charities Money Savers Manual’ cost just £16.99 plus £2.99 post and packing. Less than the cost of a meal for four at McDonald’s.
Just go to www.lulu.com, click on ‘Shop’, input the book title ‘Combined Money Savers Manual’ and save thousands of pounds a year every year for life.